Octane Used Cars
We realize that you have lots of choices when leasing or buying an automobile and our desire is to ensure you have the best car buying experience. We consider customer satisfaction to be our highest priority. Throughout each of our departments, the emphasis is always on putting our customers' needs first.
Be prepared and shop with confidence.
Our easy credit application will give you access to the top financial institutions in the country.
Our consultative approach to financing will guide you through the credit rebuilding process and help you rebuild your credit with an auto loan.
Get Your Vehicle
Once approved we will help find the best vehicle for you. So you can drive away in your new vehicle!
What if my credit is really bad?
Sometimes things happen in life that affects our credit in a negative way. We understand that every person and every situation is unique. We believe everybody deserves a second chance. Most of us have experienced hard times leading to a low credit score but that does not make us bad people! No matter what your credit situation is, we will find a way to get you an auto loan!
Does it cost me anything to fill out this application?
No! There is no cost to fill out our online car loan application. There is no risk or cost to you.
What happens to my information?
Your Personal Information is 100% Private! We do not share your personal information with anybody! Unlike other auto loan services, we are not in the business of selling or sharing your personal information with any other firm or entity. Immediately after you submit your online application, we receive an email informing us you have done so. We then contact you by phone or email to review your application carefully and present it to the auto finance lender whom is most likely to extend you credit in your situation. We never pull your credit report before contacting you and discussing all options.
If I apply – does that hurt my credit?
When you apply for any loan it does affect your credit rating. Some companies will send your application to all of the banks “hoping” one will approve you. This means your credit is pulled 5-10 times which is not good! We do not do this! After carefully reviewing your information, we contact you, find out the details of what has happened in the past so as to submit you to a auto finance lender that will approve you!
What’s your interest rate on auto loans?
Our auto loan interest rates range from 0% to 29.5% depending on each individuals credit and type of vehicle being purchased. Once you’ve sent us your name, phone number and email address, a special finance representative will contact you to share your actual interest rate by phone.
Didn't see what you were looking for?
We are committed to making you a long-lasting customer and friend.
Bought a 2015 Hyundai Sonata from these guys and they gave me a pretty good interest rate. I needed the car right away so Mike came through clutch and got the car ready on time. Thank so much for the great service and a great car!
Purchasing my vehicle from Octane Used Cars was so smooth and easy...they certainly know how to fulfill their client's requirements, it was effortlessly. I'm really happy with my car. Keep up the great work!
Great people bought a 2014 Mercedes C300. Drove from Barrie was worth the drive. They sent me all the damage pics and videos before hand car was exactly as described over the phone. God bless Octane
I financed a 2014 BMW 320i last month and Mike helped me get the best interest rate I was getting from any other dealership. There was a battery problem at the beginning when I picked up the car but Mike and Abdul were total professionals and took care of my problem and followed up to make sure everything was good. Thorough gentlemen! See ya on my next [...]
Very happy with my car! They're very helpful and friendly people. Helped me with financing...thanks guys!
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We are conveniently located at 4614 Kingston Road,
Scarborough, ON M1E 2P4